If you do not have ready cash to pay for your investment, you need to borrow money. Depending on the country and type of investment, there are several options.

Local bank. Taking a mortgage in a bank located in your country of investment may be constrained by currency exchange control rules. Another concern is that local banks or lending institutions may charge nonresidents higher rates of interest.

Bank where you are a resident. You may have trouble finding a bank that is willing to loan you money for an investment outside the country. In addition, if you are using retirement funds, you may have other considerations.

Developer. New developments sometimes offer their own mortgages and financing to increase sales.

International institution. There are a growing number of international mortgage brokers that offer products that are tailored to meet the needs of international investors. These are good options, because these companies are familiar with the processes and issues applicable to nonresident investments, which a local bank may not be fully aware of.